Wealth Gap Analysis
Historical Shortfall (2022-2025) & Compounded 401k Projections
Immediate 2026 Salary Bump
+$0
Future Annual Growth
3.5%
Simulated 2026 Salary
$47,134
2026 Salary Gap
-$14,832
401k Wealth Lost (Total)
-$7,682
Recovery Year
2036+
| Year | Salary | Market Mid | Salary Gap | Cumulative Wealth Loss* |
|---|
*Wealth Loss is the sum of missing 9% 401k contributions, compounded at an 8% annual growth rate.
A raise in 2026 slows the growth of this gap but does not "reclaim" the wealth already lost since 2022.